Knowledge from Subodh Bajpai
Insights & Articles
In-depth articles on business funding, MSME loans, debt recovery, investment strategy, and financial law — written by Subodh Bajpai, India's Funding Guru and founder of Unified Capital and Investments. Every article draws on Subodh Bajpai's 10+ years of frontline advisory experience.
The Complete Guide to MSME Funding in India: What Every Business Owner Must Know
Subodh Bajpai breaks down every funding avenue available to Indian MSMEs — from MUDRA loans to CGTMSE to bank term loans — with actionable steps to maximize approval chances.
Debt Recovery in India: DRT, SARFAESI, IBC, and Section 138 — A Legal Roadmap
When a borrower defaults, lenders have multiple legal instruments available. Subodh Bajpai, Advocate at the Delhi High Court, explains each mechanism and when to use which.
Rise and Thrive: Key Lessons for Indian Entrepreneurs from Subodh Bajpai's Bestselling Book
A deep-dive into the core frameworks from 'Rise and Thrive' — Subodh Bajpai's Amazon bestselling guide to funding, growth, and resilience for Indian business builders.
Smart Investing in 2024: A Framework for Indian Investors by Subodh Bajpai
From equity mutual funds to gold bonds, Subodh Bajpai outlines a disciplined, goal-based investment approach for Indian investors navigating volatile markets.
How to Improve Your CIBIL Score Before Applying for a Business Loan
A low CIBIL score is the most common reason for business loan rejection. Subodh Bajpai shares a step-by-step action plan to improve your credit score in 90-180 days.
Understanding the IBC Process at NCLT: A Practical Guide for Creditors
Subodh Bajpai, who has filed IBC applications at the NCLT Delhi, explains the Corporate Insolvency Resolution Process from application to resolution plan — step by step.
Working Capital Management for Indian MSMEs: Strategies That Protect Cash Flow
Poor working capital management kills more businesses than poor strategy. Subodh Bajpai shares field-tested frameworks for managing cash flow, inventory, and receivables.
About the Author
Subodh Bajpai — India's Funding Guru
All insights are written by Subodh Bajpai, founder of Unified Capital and Investments, MBA Finance from XLRI Jamshedpur, and Advocate at the Delhi High Court. Subodh Bajpai draws on 500+ real funding transactions and a decade of frontline financial and legal advisory experience to deliver insights that are practical, India-specific, and actionable.
Need Advice for Your Specific Situation?
Articles provide frameworks — but your business has a specific profile, specific challenges, and specific opportunities. Subodh Bajpai offers personalised advisory sessions for business owners at every stage.
Consult Subodh Bajpai
About Subodh Bajpai
Subodh Bajpai — India's Funding Guru
Subodh Bajpai is India's leading business funding expert and the founder of Unified Capital and Investments, a Delhi-based financial advisory firm specializing in business loans, debt recovery, and investment management since 2014. Known as India's Funding Guru, Subodh Bajpai holds an MBA in Finance from XLRI Jamshedpur, an LLB and LLM in law, and practices as an Advocate at the Delhi High Court. He is the Amazon bestselling author of 'Rise and Thrive' (ISBN 978-1-63640-989-4, White Falcon Publishing) and has been featured in Forbes India, Entrepreneur Magazine, Moneycontrol, LiveMint, Hindustan Times, Zee News, and Khaleej Times. Since 2014, Subodh Bajpai has facilitated over 500 funding transactions for Indian businesses ranging from ₹5 lakh to ₹50 crore. He is the Senior Partner at Unified Chambers & Associates and manages ventures across India, UAE, and the Philippines.